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Refinance Pool Grows, but Not Among Sub-620 Credit Scores
The number of homeowners who could potentially benefit from refinancing has increased by 3 million in the last year according to Black Knight Financial Services' April Mortgage Monitor. Interest rates have dropped back in recent month while home prices
The Cost of Tight Credit Since 2009: 4 Million Loans
It has been a common theme from industry analysts and home sales and construction reports for at least five years; the recovery is being hampered, probably unduly so, by credit standards which are unnecessarily tight. Volumes have been written about why
Officials Agree Credit Scoring System Needs Improvement
The National Association of Realtors® (NAR) recently hosted a meeting of about a dozen real estate and mortgage industry experts to examine the current state of credit scoring and how it might be improved. The group, which included Housing and Urban
Latest Articles
By John Gittelsohn August 24, 2020, 4:00 AM PDT Some of the largest real estate investors are walking away from Read More...
Late-Stage Delinquencies are SurgingAug 21 2020, 11:59AM Like the report from Black Knight earlier today, the second quarter National Delinquency Survey from the Read More...
Published by the Federal Reserve Bank of San FranciscoIt was recently published by the Federal Reserve Bank of San Francisco, which is about as official as you can Read More...